Graduation Debt by author Reyna Gobel
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What You Need To Know If Community College Is Your Backup Plan

Posted by: Reyna on Apr 10 2014 / Comments (0)

Students expecting to attend a community college as their back up plan may be sorely surprised when denied admission. While community colleges try to keep admission open to everyone, high-demand community colleges may have a limited capacity due to funding, says David Baime, Senior Vice President, Government Relations and Research of the American Association of Community Colleges.

Timing

Generally, students can overcome the capacity issue by applying early. Most community colleges accept students on a first-come, first-serve basis until all spots are filled, says Baime. For example, the deadline for City University of New York (CUNY) colleges, which includes both community and four-year colleges, admissions passed in February. This does not mean students shouldn’t apply, but it does mean that they should apply soon. The CUNY website notes, it takes 6 to 8 weeks after applying to view application status on their site.

Read more. . .

How To Make Sure Your Dream College Doesn’t Turn Into A Student Loan Nightmare

Posted by: Reyna on Apr 10 2014 / Comments (0)

The email came through. You’ve been accepted into the college of your dreams — or at least the reach school you were hoping for. But here’s the rub: It’s not offering enough financial aid. What now?

Expensive schools that aren’t offering students much financial aid could leave parents with over $100,000 in parent loan debt after four years of college; Federal Parent PLUS Loans amounts are only capped by the full cost of attendance minus other financial aid, grants and scholarships.

Read more. . .

How to Pay Off Your Student Loan in 10 Years

Posted by: Reyna on Feb 17 2014 / Comments (0)

Especially if you have a relatively low amount of debt, paying off your student loans in 10 years may be possible. Find out how in  How to Pay Off Your Student Loan in 10 Years .

Are you one in four Americans that could qualify for Public Service Loan Forgiveness

Posted by: Reyna on Jan 22 2014 / Comments (0)

Find out in my new article for Wisebread.com’s New Graduate Help Center.

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