I’ve recommended Upromise by Sallie Mae for years because it’s a free way for families to save for college or repay student loans. All you do is sign up for a free online account and then you earn rewards through online purchases as well as through credit card purchases, dining out and grocery shopping.
The Free Application for Federal Student Aid is the most essential form for families to fill out who need help paying for college, yet it confusing many families. The 2015 article I wrote on FAFSA mistakes for Forbes received over 80,000 views. The reason? Some families are scared it will only lead to student loan debt. Others aren’t sure where their child will choose to go to college yet or haven’t filled out their taxes. All of these assumptions will only lead to more debt.